Temma Ehrenfeld

Temma Ehrenfeld

I'm a writer and ghost-writer.

An award-winning journalist who covers psychology, health and personal finance. "I would hire her anytime for anything.” Jane Bryant Quinn, Newsweek

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Not being able to save enough for retirement

What happens next if you haven't saved enough?


Balancing retirement savings with other priorities

Should you put your kids' college ahead of building your retirement fund?


Losing money in my retirement accounts

Don't panic!


I'm Worried About

running out of money while retired.


Plan for Living Longer

When making your retirement plan, remember that life expectancy is at an all-time high. Also figure that you’ll need extra funds for medical expenses not covered by Medicare. For now, try to revise your priorities so you can save between 10% and 20% of your income, depending on your age.


I want to retire at a certain age

and here's how to do it.

Graph withdrawal rate 360x230 article

Retirement Savings – Strategies to Make Savings Last – Wells Fargo

Understand the various tax-efficient strategies for required minimum distributions and withdrawing your retirement savings....